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Delayed Purchase · Cash Buyer · Same-Day Refi

Bought With Cash.Get Your MoneyBack Immediately.

  • Refinance up to 80% of purchase price: same day or next day
  • Delayed purchase: no seasoning on cash buys
  • No income docs, W-2s, or tax returns
  • Compete like a cash buyer and still use leverage

Share your purchase price and property address: we'll have rates back within 24 hours.

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No credit pull · Rates within 24 hours · Consistent 28-day closings

Quick Qualify

Min Credit Score660+
Max LTV80% of Purchase
SeasoningNone
Lease RequiredNo
Income DocsNone
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The Situation

Win the Deal in Cash. Finance It Immediately After.

Cash offers win. We'll help you close cash, then refinance the same day or the next business day to pull your capital back out. This is called a delayed purchase or delayed financing loan. You get the competitive edge of a cash buyer with the leverage and returns of a financed deal. No seasoning period. No waiting for a tenant. Recoup up to 80% of your purchase price immediately.

Requirements

What You Need to Qualify

Min Credit Score

660 FICO

Max LTV

Up to 80% of Purchase

Seasoning Required

None

Lease Required

No

Income Docs

None

Property Type

1–4 Unit, SFR, Condo

Delayed Purchase / Cash Refi FAQ

Buy Cash. Refi Immediately.

No credit pull. Rates within 24 hours. Consistent 28-day closings.

Submit Deal Summary →
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