DSCR Loan FAQ
Everything investors ask before submitting a deal. If your question isn't here, submit your deal: we respond within 24 hours.
Seasoning Requirements
How long do you have to own a property before refinancing with a DSCR loan?
Credit Score Requirements
What FICO score do you need for a DSCR loan?
Income Documentation
What income docs does a DSCR loan require?
LTV and Loan Size
How much can you borrow on a DSCR loan?
LLC Closing
Can you close a DSCR loan in an LLC?
Lease Requirements
Do you need a tenant or lease to get a DSCR loan?
BRRRR Refinance
How does DSCR work with the BRRRR method?
Section 8 and Small Balance
Do you fund Section 8 rental properties?
Process and Timeline
How long does a DSCR loan take to close?
Loan Programs
What loan programs does Get Brick Capital offer?
Refinance
BRRRR Refinance
- No seasoning · No lease
- Up to 80% LTV · 660+ FICO
- Refi on new ARV immediately
Refinance
Cash-Out Refinance
- Pull equity from any rental
- Up to 80% LTV · 660+ FICO
- Section 8 welcome · Min $50K
Refinance
Rate & Term Refinance
- Exit hard money or bridge loans
- Up to 80% LTV · 660+ FICO
- No income docs
Purchase
LTR Purchase
- Up to 85% LTV (740+ FICO)
- Section 8 welcome · Min $50K
- Sub-1.0 DSCR available
Purchase
STR Purchase
- AirDNA projections accepted
- Up to 80% LTV · 680+ FICO
- No prior STR experience required
Purchase
Delayed Purchase
- Bought cash? Refi next day
- Up to 80% LTV of purchase price
- Must complete within 180 days
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